Car loan calculator | Ride Time Auto Finance

Find the perfect car that suits your budget

You have the flexibility to adjust various payment terms such as interest rates, down payment, and payment duration. On the right side of the page, you will see a financing scenario for a $30,000 car loan.

To determine the best payment plan for your budget, you can customize the following parameters:

Loan duration (in months)
Vehicle cost
Annual Percentage Rate (APR)
Down payment/deposit percentage
Credit score

If you're unsure of your credit score, our score checker can quickly retrieve your credit profile within minutes. It is free to use and does not count as a hard inquiry on your credit report.

-- / mo

Est. payment for 75 months at NaN% APR

Credit score

Down payment

Amount down

$-+

Unit price

$-+

Loan months

Zip code for tax

Instantly unlock your personalized monthly payment

The payment estimator is not an advertisement or offer for specific terms of credit and actual terms may vary. Payment amounts presented are for illustrative purposes only and may not be available. Not all models are available in all states. Actual vehicle price may vary by Dealer.\n\nThe Estimated Monthly Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Payment amounts may be different due to various factors such as fees, specials, rebates, term, down payment, APR, net trade-in, and applicable tax rate. Actual APR is based on available finance programs and the creditworthiness of the customer. Not all customers will qualify for credit or for the lowest rate. Please contact an authorized dealer for actual rates, program details and actual terms.

Finance disclosures

The payment estimator is not an advertisement or offer for specific terms of credit and actual terms may vary. Payment amounts presented are for illustrative purposes only and may not be available. Not all models are available in all states. Actual vehicle price may vary by Dealer.

The Estimated Monthly Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Payment amounts may be different due to various factors such as fees, specials, rebates, term, down payment, APR, net trade-in, and applicable tax rate. Actual APR is based on available finance programs and the creditworthiness of the customer. Not all customers will qualify for credit or for the lowest rate. Please contact an authorized dealer for actual rates, program details and actual terms.